I fear I must apologize myself as well. I was hasty in my judgements of you and took offense when I ought to have listened instead. Finances are a naturally sensitive topic for acquaintances to discuss, and I'm sorry that my sensitivity dominated the conversation.

Thank you for your apology as well as completing the assignment. I, too, finished my half of the essay last night so I will merge the two and send the completed copy to you for review. You still have time to devote yourself to your education, especially since you have your OWL exams later this year. You've been granted a very privileged life, Mr. Wildsmith, full of every possibility. Don't allow the possibilities to escape you without full consideration.