He didn't seem to want her coat—likely because usually it was a man who offered his coat to a young lady, but still, he looked like he needed it. Frowning, she didn't move to put it back on, instead opting to keep it in her hands in case he decided he did need it. Chivalry was admirable, but what wasn't admirable was a man freezing half to death because he was too proud to accept a gesture. Hopefully he'd either decide to take it or find somewhere warm to go.

"I'm glad you think so," she responded with a (somewhat teasing) cocked brow. "Though from my experience, those who are adamant about their wellness—especially when the evidence suggests otherwise—are the ones in the need of the most care." It applied to both physical health and emotional health.

She'd dealt with plenty of men who denied soothing packs after falling off their broomsticks (despite having purple bruises all over!), and women who proclaimed they were "perfectly well, thank you" after repeatedly fainting from menstrual cramps. On the flip side, many who demanded treatment could have gotten by with a few more days of bed rest.

His final comment could have been taken in two ways. Many muggles who claimed the same thing were talking about something—usually a person—who'd surprised or scared them. Wizard-kind, however, had actual ghosts, but in this case she thought that former might have been more believable (he was an adult man!).

"A ghost? Hopefully not one like the Bloody Baron. He terrified me as a student," she said, trying to use the same comforting, almost playful tone that she'd been taught to use to comfort those who were in distress. "If you need to talk, I'm certainly here." And she was. She didn't have anyone else to go home to, nor anything to look forward to for the remainder of the evening. The Pennyworth boarding home was absolutely dreary, almost as if all the color of the world was drained away when one walked inside! Talking to someone—anyone—was far better than sitting in solitude.